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Credit Information Bureau (India) Limited (CIBIL) is a credit bureau or credit information company, engaged in maintaining the records of all the credit-related activities of companies as well as individuals, including credit cards and loans.
A CIBIL Report is a consolidated credit report that includes the consumer's CIBIL Score and credit summary, personal information, contact information, employment information, and loan account information.
Credit score is a three-digit number ranging from 300 to 900.
IIFL makes it easy for you. Just fill the short form above, and your credit score will be fetched from CIBIL instantly and for free.
A score of 650 and above is generally considered good and favourable to most lenders.
A score of below 650 is considered bad.
Credit Score is a reflection of past repayments behaviour. Therefore, there is no quick way to raise credit score. What is required is financial discipline in terms of timely payment of EMIs and Card bills and not taking loans unnecessarily. Also, keep checking your Credit Report to keep a track of payments history and to identify errors if any.
We rely on soft pull method of fetching credit score from CIBIL, which does not impact your credit score.