Eligibility:

• The Contest is open to all, India residents’ aged 18 or over. Eligibility requirements include a valid residential address, contact number and e-mail id.
• Participation in this contest is purely voluntary.
• No purchase/product is necessary for participating in the Contest and it is open to all including the persons who have not purchased IIFL Finance products in the past.
• IIFL Finance shall not charge any amount for participation in the contest and the sole criteria for participation shall be participating in the contest.
• Employees of IIFL Finance & organizations related to the contest and their families are excluded from entering the Contest.

General Terms and Conditions:

• This contest will be governed by these standard terms and conditions. Each participant agrees that he/she has read and understood these terms and by their participation in the contest, each participant agrees to be bound by the terms. Mere participation should not be perceived as any commitment on the part of IIFL Finance to select a participant as the winner. Nothing herein amounts to a commitment by IIFL Finance to conduct further, similar or other contests in future.
• Incomplete information provided or failure to provide true and accurate information as stated in these terms and conditions, failure to submit proof of identification and/or original confirmation number upon collection of the Prize will automatically disqualify the participant. IIFL Finance shall have the absolute and sole discretion to determine whether any participant should be disqualified by reason of failure to abide by these terms and conditions, bad faith, fraud or any other legitimate reason
• IIFL Finance reserves the right to change the terms and conditions of this contest, including extending, withdrawing or discontinuing the same without notice, without assigning any reason, at its sole discretion without any liability..
• There is no cash alternative to the stated prizes, and the prizes are non-transferable and non-refundable. IIFL Finance reserves the right to substitute either any part of Prize or whole Prize for similar prize of equal or greater value.
• IIFL Finance shall not be liable in any manner whatsoever for any claims, losses, damage, costs or expenses in connection with or arising from this Contest, the redemption or use of the Prizes.
• To the extent only permitted by applicable law, IIFL Finance reserves the right to use the winner’s image, photograph, name and likeness in post-promotion publicity material and in advertising, marketing or promotional material in any media by any means throughout the world for any purpose connected with the products/services of IIFL Finance or any company within the IIFL Finance Group of companies without additional compensation or prior notice to the winner and all participants consent to the same.
• In the event of any inconsistency between these terms and conditions and any advertising, promotional, publicity and other materials relating to or in connection with this promotion, these terms and conditions shall prevail.
• IIFL Finance reserves the right to request proof of a participant's eligibility in the event that there is a doubt over his/her eligibility for the promotion.
• Subject to applicable laws, IIFL Finance shall not be liable for any losses, taxes, liabilities or inconvenience suffered by any participant as a result of these terms and conditions, entering into this Contests or accepting any part of the Prize
• IIFL Finance shall not be liable under or in connection with these terms and conditions or for this Contest or using the Prize for any indirect, special or consequential cost, expense, loss or damage even if such cost, expense, loss or damage was reasonably foreseeable or might reasonably have been contemplated by the participant and IIFL Finance and whether arising from breach of contract, tort, negligence, breach of statutory duty or otherwise.
• IIFL Finance India accepts no responsibility for difficulties experienced in submitting an entry to this Contest. IIFL Finance does not accept responsibility for (1) lost, late or undelivered entries or (2) any technical or access issue, failure, malfunction or difficulty that might hinder the ability of a participant to enter the Contest or (3) any event which may cause the Contest to be disrupted or corrupted.
• In addition to these terms & conditions, other specific terms may be imposed by IIFL Finance from time to time to deal with any unforeseen situation. IIFL Finance also reserves the absolute right to change the terms and conditions contained herein and, or, any other rules and regulations in respect of the Contest at any time without any notice, the itinerary, without assigning any reason and without any liability whatsoever. Participants are requested to refer to such other terms and conditions, if any, which may be intimated separately as IIFL Finance considers fit.  However, no obligation is cast on IIFL Finance to separately intimate each individual participant with regard to such additional terms and conditions
• IIFL Finance may (i) extend (ii) terminate or suspend the Contest at any time due to circumstances beyond its control (iii) substitute a prize (or any part of a Prize).
• The participant(s) hereby give express permission to IIFL Finance to freely distribute its submission in any publication and media whether online, offline or on the Internet. Material sent to IIFL Finance including feedback and other communications of any kind as well as submission of an entry to this Contest shall be deemed to be non-confidential. IIFL Finance shall be free to reproduce, distribute and publicly display such feedback, materials without limitation or obligation of any kind. IIFL Finance is also free to use any ideas, concepts, know-how or techniques contained in such submissions or materials for any purpose.
• Each participant understands that each of the officials of IIFL Finance engaged in the organization and management of this Contest including its directors, officers, partners, employees, consultants, and agents are under no obligation to render any advice or service to any participant in respect of this Contest
• The participant undertakes to indemnify and keep IIFL Finance harmless and indemnified against any loss, damage, claims, costs and expenses which may be incurred or suffered by IIFL Finance due to breach of any of the terms and conditions herein contained.
• Any disputes, differences and/or any other matters in relation to and arising out of this Promotion and, or pertaining to these terms and conditions shall be referred to arbitration under the Arbitration & Conciliation Act, 1996. The venue of arbitration shall be New Delhi. The Promotion shall be governed by and construed in accordance with applicable laws in India and will be subject to exclusive jurisdiction of the courts at Bangalore alone. The Rules of Indian Council of Arbitration (“Rules”) shall apply to the arbitration proceedings and the arbitration shall be conducted by a sole arbitrator to be appointed as per the Rules.
• Each participant must ensure that his or her participation in the promotion is lawful in accordance with the laws of India. Neither IIFL Finance nor its representatives or agents shall be taken to make any representations, express or implied, as to the lawfulness of any participant's participation in the Contest
• Entrants are deemed to accept these terms and conditions by entering the Contest.
• Winners of the contest will be selected basis a lucky draw of the correct answer entries that fulfill the eligibility criteria.
• The Winner will be eligible to win Merchandise digitally signed by Rohit Sharma.
• Each participant consents to the use of information supplied by the participant in any media for future promotional, marketing and publicity purposes without any further reference or payment or other compensation to the participant, by IIFL Finance.

To claim the prize:

• The winner needs to submit all the details as per the requirements of IIFL Finance
• The winner will be notified by Email/SMS.
• This is a monthly contest, and winners will be chosen every month basis lucky draw for each of the contests on iifl.com/seedhibaat